Focus: Designing a Values-Based Wealth Plan

We close the month by bringing everything together: your newly clarified values, your intentional choices, and the vision you’re shaping for the year ahead.

This week inside The Wealth Reset, we’re focusing on designing a values-based wealth plan — a roadmap rooted not just in numbers, but in what truly matters to you.

We anchor on SUSTAINABILITY — because a plan built on your values is one you will actually stick to.

1. Values Shape Every Pillar of Wealth

Your core money values must be the framework for every aspect of your financial life.

• Spending: If your value is Health, your budget prioritizes organic groceries, fitness classes, and mental health support.
• Saving: If your value is Security, your emergency fund is overfunded, and your savings are automated.
• Investing: If your value is Impact, your portfolio is screened for companies aligning with your social and ethical beliefs.

When values drive your plan, decisions stop being a struggle and become an affirmation.

2. Translate Values into Goals

A traditional goal might be: "Save $5,000 this year." A values-based goal is: "Save $5,000 to fund a values-aligned experience (e.g., a Family trip or Education course)."

Ask yourself:

• What is the feeling I want to achieve in 2026 (e.g., Peace, Adventure, Stability)?
• How does that feeling translate into a measurable savings, investing, or debt payoff target?

This creates emotional alignment, which is the engine of consistency.

3. Draft Your Wealth Roadmap

A roadmap is a high-level guide, not a restrictive budget. It provides direction and ensures your progress is aligned with your vision.

Use the insights from the last three weeks to draft your 2026 plan:

• My Core Values: (List 1-2 core values)
• My Financial Focus for Q1: (e.g., Debt Reduction, Income Growth, Maximize Giving)
• One Habit I Will Sustain: (The habit from Week 3 that created Margin)

4. Anchor on Sustainability

Our Wealth Word this week is SUSTAINABILITY — because a plan built on your values isn’t just strategic; it’s sustainable. It keeps you grounded, clear, and committed as you step into your next wealth chapter.

Closing Thought Your 2026 wealth plan isn't just about what you want to achieve; it's about who you are becoming. Build it with vision.